Get the most out of your travels

Editorials from our staff traveling through the world. We share our best travel tips, and how to get a better value out of your travel insurance.

When Does Travel Insurance Go into Effect?

This is a very sensible question, of course. But, it’s probably best to break it into 2 more specific questions: “When does my trip cancellation coverage go into effect?” and “When are the other coverage features of the policy in effect?”

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Trip Insurance

For U.S. Citizens & Residents only.
Comprehensive coverage includes trip cancellation and interruption, travel delay, missed connections, travel medical, medical evacuation, and lost luggage. Covers loss on your pre-paid vacation deposits. (Better value for US travelers.)

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Travel Medical

For all travelers - U.S. and International.
Extendable coverage for illnesses/injuries, pre-existing conditions, emergency medical, hospitalization, medical evacuation, prescriptions, and lost luggage. Covers international travelers, visits to the US, Europe/Schengen, and visa card holders.

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