Legal Notice

Online Trip Insurance Services, Inc. provides this website and related services subject to your compliance with our Terms and Conditions and these additional provisions as set forth below. Please read the following information carefully:

Copyright Information

All materials within this website, including but not limited to, all source code, software, design, graphics and video images, are owned by or licensed to Online Trip Insurance Services, Inc. and/or its affiliates. No portion of the materials on these pages may be reprinted, republished, or used in any form (including in an electronic format) without the express written permission of Online Trip Insurance Services, Inc.

Warranty Disclaimer

This website, including any content or information contained within it, is provided “as is.” Online Trip Insurance Services, Inc. does not warrant the accuracy, adequacy or completeness of the information presented and expressly disclaims liability for any errors or omissions in the information and materials provided. No warranty of any kind, whether implied, expressed or statutory, including but not limited to the warranties of non-infringement of third-party, title, merchantability and fitness for a particular purpose is given with the information and materials contained in this website.

Online Trip Insurance Services, Inc., its affiliates and its sponsors are neither responsible nor liable for any direct, indirect, incidental, consequential, special, punitive, exemplary or other damages arising out of or relating in any way to this website, website-related services and/or content or information contained within the website. Your sole remedy for dissatisfaction with the website and/or website-related services is to stop using the website and/or those services.

Your Certificate of Insurance Is Your Contract of Coverage

The product comparisons and summaries presented on this website are provided for information purposes only and represent brief descriptions of the benefits and services detailed in the Certificates/Policies of Insurance. In every case, the Certificate of Insurance and Purchase Confirmation/Declarations contain the actual provisions, terms and conditions of your coverage that apply, and supersedes any other information provided on this website.

Some Products May Not Be Available In Your State

Information on our site is presented only for promoting and selling insurance policies within the U.S.A. This site may reference products or services that are not offered or available in the state in which you reside.

Online Trip Insurance Services makes no representation that all products on the site are appropriate or offered in your state, and we will do our best to tell you in which states they are not available.

Licenses to Sell Insurance

We sell insurance as authorized representatives of the insurance companies listed on our website. This website is owned and operated by Online Trip Insurance Services, Inc. domiciled in the state of California and transacts insurance business under California insurance license # OH14998. We are licensed in other states, as required by law.

See Our Licenses


This Agreement is entered into in the State of California and shall be governed by and construed in accordance with the laws of the State of California, exclusive of its choice of law rules. Each party to this Agreement submits to the exclusive jurisdiction of the state and federal courts sitting in the County of Santa Clara in the State of California, and waives any jurisdictional, venue, or inconvenient forum objections to such courts.

In any action to enforce this Agreement, the prevailing party will be entitled to costs and attorneys fees. In the event that any of the provisions of this Agreement are held by a court or other tribunal of competent jurisdiction to be unenforceable, such provisions shall be limited or eliminated to the minimum extent necessary so that this Agreement shall otherwise remain in full force and effect.

Online Trip Insurance Services, Inc. may modify the terms of this Agreement by posting notice of such modification on a page of the Website entitled “Legal Notices” or “Legal Information” (or similar title) before the modification takes place.