When To Purchase Travel Insurance

When is the best time to buy travel insurance? For a variety of reasons, it is prudent to purchase travel insurance when you first book your trip (i.e. make your first payment for travel arrangements). Why? Most travel insurance policies contain one or more time sensitive provisions that broaden coverage.  Time sensitive provisions which may be included in a policy are: waiving of Pre-Existing Conditions Exclusion; travel supplier Bankruptcy or Insolvency coverage and the Cancel For Any Reason Benefit.

Important Tip! It is generally a mistake to wait until final payment for your trip to purchase travel insurance, because by buying earlier you receive better coverage at the same price.

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Trip Insurance

For U.S. Citizens & Residents only.
Comprehensive coverage includes trip cancellation and interruption, travel delay, missed connections, travel medical, medical evacuation, and lost luggage. Covers loss on your pre-paid vacation deposits. (Better value for US travelers.)

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Travel Medical

For all travelers - U.S. and International.
Extendable coverage for illnesses/injuries, pre-existing conditions, emergency medical, hospitalization, medical evacuation, prescriptions, and lost luggage. Covers international travelers, visits to the US, Europe/Schengen, and visa card holders.

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