Pre-Existing Medical Conditions

Most travel health insurance policies exclude losses resulting from “Pre-Existing Conditions”. While the policy language may vary from company to company, generally, policies exclude any condition treated or recommended to be treated in a 60 to 180 day period prior to the purchase of the policy.

Important Tip! Some “Good” policies and all “Better” and “Best” policies available at include a provision to waive the Pre-Existing Condition Exclusion if you purchase the policy shortly after your first payment for your trip, generally within 15 to 21 days.

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