Trip insurance covers you before and during your trip. Before your trip, it can protect you if you must cancel your trip. During your trip, it covers trip interruption, trip delay, as well as medical care, and medical emergency evacuation for any covered medical emergencies that may arise. Most trip insurance plans offer both insurance benefits along with assistance services and travel assistance. See the coverage details in your chosen trip plan for more details.

Your age, length of your trip, and your trip cost determines the travel insurance cost. Coverage features and limits also affect the price of the plan. The more coverage included in the plan – the higher the cost of the policy.

By law, there are no discounts in the travel insurance industry, so wherever you find a policy by the same brand name from a travel insurance provider, it is the same price no matter where you buy it. TripInsurance.com has some exclusive trip insurance policies that are priced much lower for comparable coverage giving you a much better value and will ultimately help you save money on the trip plans you need.

The trip cancellation coverage benefit covers the non-refundable trip costs when you must cancel your travel plans. All plans cover trip cancellation and interruption for covered medical reasons (such as sickness, injury, or accidental death of you, someone you’re traveling with, or even a family member that is not traveling with you). Additionally, certain non-medical reasons will be covered as well, such as air carrier delays or cancellations, theft of travel documents, baggage delay, your boss canceling your vacation, or an extension of the school year. The more reasons that are covered, the better the plan. It is as simple as that!

Sooner is better. If you purchase your insurance within 14 days of your initial trip deposit, many policies offer a medical waiver for pre-existing conditions and even cancelation for any reason (Maybe you don’t want to take that week skiing because there’s no snow.)

You should purchase trip insurance for traveling within the US if you want to protect your vacation deposit that may have cancellation penalties like a vacation rental. If there’s a chance you may be delayed in your travels, or if your health insurance as a U.S. resident doesn’t cover you out of state, you need travel insurance.

TripInsurance.com is an insurance agency that carefully selects the best travel insurance policies for our customers. Some of our policies are unique to TripInsurance.com and offer exceptional value. We sell travel insurance policies from the most trusted travel insurance companies at the best price possible. Our insurance agents are here to help you find the best travel insurance products for your next trip.