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Optional Coverages (Price quoted covers all travelers - limits are per-person)

Rental Car Ins

Air Flight Life Ins

Personal Property

Sport Upgrade Pac

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Satisfaction Guarantee: If you are not satisfied with your plan for any reason, you may return your plan documents to us within 14 days of purchase, and your premium will be refunded in full, provided you have not filed a claim or departed on your trip.

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Benefit Limits and Coverage Features Please note: plan benefits, limits, and provisions may vary by state jurisdiction.	TripAssure Challenger +	TripAssure Golf Pro +	TripAssure Lodging Pro +	TripAssure Point Protector +	TripAssure Ski Mogul +	TripAssure Challenger	TripAssure Golf Pro	TripAssure Lodging Pro	TripAssure Point Protector	TripAssure Ski Mogul	Nationwide Latitudes Premier Plan	US Fire Ez Travel Platinum Plan	A+ Program Protection Preferred +	MH Ross Platinum	TripAssure Complete	Nationwide Latitudes Superior Plan	US Fire EZ Travel Gold Plan	A+ Program Protection Preferred	MH Ross Gold	TripAssure Bridge	Nationwide Latitudes Value Plan	US Fire EZ Travel Silver Plan	MH Ross Silver	TripAssure Asset
Coverage For Travel Arrangements
Pre-Departure Trip Cancellation	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost	Trip Cost
Post-Departure Trip Interruption	150% of Trip Cost	150% of Trip Cost	150% of Trip Cost	150% of Trip Cost	150% of Trip Cost	150% of Trip Cost	150% of Trip Cost	150% of Trip Cost	150% of Trip Cost	150% of Trip Cost	200% of Trip Cost	150% of Trip Cost	150% of Trip Cost	200% of Trip Cost	200% of Trip Cost	150% of Trip Cost	150% of Trip Cost	Trip Cost	150% of Trip Cost	150% of Trip Cost	Trip Cost	Trip Cost	Trip Cost	125% of Trip Cost
Missed Connection	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,000	$2,500	$750	$1,500	$1,500	$750	$1,500	$500	$1,000	$1,500	$500	$750	$500	$1,000
Trip/Travel Delay	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,250	$750	$1,500	$1,000	$750	$1,000	$500	$1,000	$1,000	$500	$750	$500	$750
Per Day Max Limit for meals & accommodations	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	No Daily Sublimit	$250	$150	Not Applicable	$200	No daily sublimit	$200	$100	Not Applicable	$200	No Daily Limit	$150	Not Applicable	$150
Required minimum delay time	6 Hours	6 Hours	6 Hours	6 Hours	6 Hours	6 Hours	6 Hours	6 Hours	6 Hours	6 Hours	5 Hours	8 hours	8 Hours	5 Hours	6 Hours	5 Hours	8 Hours	8 Hours	5 Hours	6 Hours	5 Hours	8 Hours	5 Hours	6 Hours
Cancel For Any Reason	75% of Non-Refundable Trip Cost	75% of Non-Refundable Trip Cost	75% of Non-Refundable Trip Cost	75% of Non-Refundable Trip Cost	75% of Non-Refundable Trip Cost	Not Included	Not Included	Not Included	Not Included	Not Included	75% of Penalty Amount	75-100% of Penalty Amount (See Certificate)	75% to 100% of Non-Refundable Trip Cost	75% of Non-Refundable Trip Cost	75% of Non-Refundable Trip Cost	Not Included	Not Included	Not Included	Not Included	Not Included	Not Included	Not Included	Not Included	Not Included
Coverage For You
Medical Expense / Emergency Assistance
Accident & Sickness Medical Expense	$100,000	$100,000	$100,000	$100,000	$100,000	$100,000	$100,000	$100,000	$100,000	$100,000	$100,000	$100,000	$50,000	$100,000	$250,000	$50,000	$100,000	$25,000	$100,000	$100,000	$15,000	$50,000	$25,000	$50,000
Emergency Dental Expense	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750	$750
Emergency Medical Evacuation	$500,000	$500,000	$500,000	$500,000	$500,000	$500,000	$500,000	$500,000	$500,000	$500,000	$1,000,000	$500,000	$500,000	$1,000,000	$500,000	$500,000	$500,000	$100,000	$1,000,000	$500,000	$30,000	Included	$50,000	$500,000
Return of Remains	Included	Included	Included	Included	Included	Included	Included	Included	Included	Included	$1,000,000		Included	Included		$500,000		Included	Included		$30,000		Included
24 Hour Travel Medical Assistance Services (A non-insurance service)
Non-Medical Emergency Evacuation	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	No	$25,000	$25,000	Not Included	$25,000	No	$25,000	$25,000	Not Included	$25,000	No	No	Not Included	$25,000
Pet Medical Expense (cat or dog)	Not Included	Not Included	Not Included	Not Included	Not Included	Not Included	Not Included	Not Included	Not Included	Not Included	No	No	No	$1000 w/$50 deductible	Not Included	No	No	No	Not Included	Not Included	No	No	Not Included	Not Included
Life Insurance
24 Hour Coverage during trip	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$50,000	No	$25,000	$25,000	$25,000	$50,000	No	$25,000	$25,000	Not Included	$25,000	Not Included	$25,000
Air Flight Coverage	Additional Option	Additional Option	Additional Option	Additional Option	Additional Option	Additional Option	Additional Option	Additional Option	Additional Option	Additional Option	$100,000	$100,000	Additional Option	Not Included	Additional Option		$50,000	Additional Option	Not Included	Additional Option	Not Included	$25,000	Not Included	Additional Option
Coverage For Your Belongings
Baggage & Personal Effects	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,500	$2,500	$1,500	$2,500	$2,000	$1,000	$2,000	$1,000	$2,500	$2,000	$500	$1,000	$1,000	$1,500
Baggage Delay	$400	$400	$400	$400	$400	$400	$400	$400	$400	$400	$600	$500	$250	$500	$400	$250	$300	$100	$500	$400	$100	$150	$100	$250
Per Day Maximum Limit	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	No Daily Limit	$250	Not Specified	No Daily Limit	$200	No Daily Limit	$150	Not Specified	Not Applicable	$200	No Daily Limit	No Daily Limit	No Daily Limit	No Daily Limit
Required minimum delay time	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours	12 Hours
Coverage For Your Activities
Rental Car Damage	$35,000 (additional option)	$35,000 (additional option)	$35,000 (additional option)	$35,000 (additional option)	$35,000 (additional option)	$35,000 (additional option)	$35,000 (additional option)	$35,000 (additional option)	$35,000 (additional option)	$35,000 (additional option)	$35,000	$30,000	$35,000 (additional option)	$35,000 (additional option)	$35,000 (additional option)	No	No	$35,000 (additional option)	$35,000 (additional option)	$35,000 (additional option)	No	No	$35,000 (additional option)	$35,000 (additional option)
Lost Golf Rounds	No	$1,000	No	No	No	No	$1,000	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Required minimum delay time	Not Applicable	3 Hour	Not Applicable	Not Applicable	Not Applicable	Not Applicable	3 Hour	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable
Sports Coverage	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500	No	Additional Option	No	No	Additional Option	No	Additional Option	No	No	Additional Option	No	Additional Option	No	Additional Option
Sports Equipment Rental	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	No	Additional Option	$1,000 (additional option)	No	Additional Option	No	Additional Option	$1,000 (additional option)	No	Additional Option	No	Additional Option	No	Additional Option
Per Day Maximum Limit	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	Not Applicable	Not Applicable	$200	Not Applicable	Not Applicable	Not Applicable	Not Applicable	$200	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable
Required minimum time delay	12 hours	12 hours	12 hours	12 hours	12 hours	12 hours	12 hours	12 hours	12 hours	12 hours	Not Applicable	Not Applicable	12 hours	Not Applicable	Not Applicable	Not Applicable	Not Applicable	12 hours	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable
Property Damage Liability	No	No	$5,000	$5,000	$5,000	No	No	$5,000	$5,000	$5,000	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Vehicle Breakdown or Disablement	No	No	$750	$750	No	No	No	$750	$750	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Required minimum delay time	Not Applicable	Not Applicable	6 hours	6 hours	Not Applicable	Not Applicable	Not Applicable	6 hours	6 hours	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable
Coverage Features
Coverage For Travel Arrangements
Trip Cancellation or Interruption Due to:
Sickness, Injury or Death
Pre-Existing Medical Condition Waiver included if medically able to travel at the time the plan is purchased and within the specified time period of initial deposit											Within 14 days of initial trip deposit and requires you to insure total cost of all travel arrangements subject to cancellation penalties	Within 15 days of initial trip deposit	With or before final payment for your trip			Within 14 days of initial trip deposit and requires you to insure total cost of all travel arrangements subject to cancellation penalties	Within 15 days of initial trip deposit	With or before final payment for your trip			No	Within 15 days of initial trip deposit	No
Common Carrier Delay/Cancellation:
Unannounced strike
Mechanical breakdown														Not Included					Not Included				Not Included
Bad weather
Residence, destination or workplace made uninhabitable by fire, flood, or natural disaster
Residence
Destination																					No		No
Workplace											If responsible for decision making and part of disaster recovery team					No			No		No		No
Involuntary termination of employment
Required length of employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	3 years continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	3 years continuous employment	1 year continuous employment	1 year continuous employment	1 year continuous employment	3 years continuous employment	1 year continuous employment
Permanent transfer of employment
Distance of transfer	250 miles or more	250 miles or more	250 miles or more	250 miles or more	250 miles or more	250 miles or more	250 miles or more	250 miles or more	250 miles or more	250 miles or more	250 miles or more	250 miles or more	250 miles or more	Not Specified	250 miles or more	250 miles or more	250 miles or more	250 miles or more	Not Specified	250 miles or more	250 miles or more	250 miles or more	Not Specified	250 miles or more
Being hijacked, quarantined or jury duty
Death/hospitalization of Host at destination													No					No
Traffic accident while en route to departure
Bankruptcy or default of a travel supplier																					No	No	No
Required time for bankruptcy/default coverage to start	More than 14days after purchase	More than 14days after purchase	More than 14days after purchase	More than 14days after purchase	More than 14days after purchase	More than 14days after purchase	More than 14days after purchase	More than 14days after purchase	More than 14days after purchase	More than 14days after purchase	More than 14 day following effective date	More than 14 day following effective date	More than 14days after purchase	More than 14 days after purchase	More than 14days after purchase	More than 14 day following effective date	More than 14 day following effective date	More than 14days after purchase	More than 14 days after purchase	More than 14days after purchase	Not Applicable	Not Applicable	Not Applicable	More than 14days after purchase
A Terrorist Incident																If within 14 days of initial trip deposit					No	No	No
Documented theft of passports or visas											No			No		No			No		No		No
Military personnel called to emergency duty for a natural disaster																					No		No
Revocation of previously granted military leave																No			(reasons other than war)		No	No	No
Documented work reasons													No			No		No	No		No	No	No
Mandatory evacuation due to bad weather or natural disaster											No		No	No		No		No	No		No	No	No
A hurricane warning being issued for your trip destination											No			No		No			No		No	No	No
Your normal pregnancy as long as the pregnancy occurs after your effective date											No	No	No	No		No		No	No		No		No
Attending a Family Member’s childbirth if pregnancy occurs after your effective date											No	No	No	No		No		No	No		No		No
Extension of primary or secondary school year into Your trip dates due to unforeseen events											No			No		No			No		No		No
Trip Cancellation reimburses:
Prepaid, forfeited, non-refundable trip payments or deposits
Airline reissue fees or frequent flyer fees due to covered reasons	Up to $150	Up to $150	Up to $150	Up to $150	Up to $150	Up to $150	Up to $150	Up to $150	Up to $150	Up to $150	Up tp $250	Up to $150	No	Up to $500	Up to $150	Up to $200	Up to $150	No	Up to $250	Up to $150	No	Up to $150	No	Up to $150
Single Occupancy Upgrade charges incurred when fellow traveler cancels for covered reason
Timeshare exchange Fees, maintenance charges, cancellation or change fees, timeshare points and guest fees imposed by your property management company	No	No	No		No	No	No	No		No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Cancel For Any Reason Benefit added if purchased within the specified time period of initial deposit	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Within 14 days of initial trip deposit	Within 15 days of initial trip deposit	Bought with or before your final payment for your trip			Not Applicable	Not Applicable	No	No	Not Applicable	Not Applicable	Not Applicable	No	Not Applicable
Cancel For Any Reason requires you to insure total cost of all travel arrangements subject to cancellation penalties	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable						Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable
Cancel For Any Reason must cancel by:	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	2 days or more before scheduled departure	2 days or more before scheduled departure	2 days or more before scheduled departure	2 days or more before scheduled departure	2 days or more before scheduled departure	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable
Trip Interruption reimburses:
Prepaid, unused, non-refundable land or water travel arrangements
Additional airfare expense to return home, or to join/rejoin the trip
Single Occupancy Upgrade charges incurred due to a covered reason											No					No					No
Missed Connection Due to:
Any Common Carrier caused delay
Quarantine, hijacking, Strike, natural disaster, terrorism or riot											No					No					No
Documented weather condition preventing you from getting to the point of departure
Missed Connection reimburses:
Additional transportation cost to join the trip
Reasonable accommodations and meal expenses													Delayed 8 hours or more					Delayed 8 hours or more
Unused portion of the prepaid expenses for covered travel arrangements
Trip or Travel Delay Due to:
Sickness or injury											No					No					No
Common Carrier Delay
Involvement in traffic accident en route to departure
Lost/stolen passports, travel documents or money, civil commotion or riot.
Quarantine, hijacking, strike, natural disaster, civil commotion or riot
A documented weather condition preventing you from getting to the point of departure
A documented road closure by authorities													No					No
Trip/Travel Delay reimburses:
Additional meal and accommodation expenses
Local transportation expenses
Airline club expenses	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	No	$50	No	$50	$50	No	$50	No	No	$50	No	$50	No	$50
Internet usage fees	$25	$25	$25	$25	$25	$25	$25	$25	$25	$25	No	$25	No	$25	$25	No	$25	No	No	$25	No	$25	No	$25
Kennel fees for Your cat or dog	$25/day	$25/day	$25/day	$25/day	$25/day	$25/day	$25/day	$25/day	$25/day	$25/day	No	$25/day	No	$25 Per Day	$25/day	No	$25/day	No	No	$25/day	No	$25/day	No	$25/day
Itinerary Change made by your cruise/tour supplier											No		No	No		No		No	No		No		No
Itinerary Change reimburses prepaid, forfeited, non-refundable event/activity payments	Up to $250	Up to $250	Up to $250	Up to $250	Up to $250	Up to $250	Up to $250	Up to $250	Up to $250	Up to $250	No	Up to $250	No	No	Up to $250	No	Up to $250	No	No	Up to $250	No	Up to $250	No	Up to $250
Coverage For You
Accident & Sickness Medical Expense due to:
Injury or Sickness occurring during the trip
Pre-Existing Medical Condition Waiver included if medically able to travel at the time the plan is purchased and within the specified time period of initial deposit											Within 14 days of initial trip deposit and requires you to insure total cost of all travel arrangements subject to cancellation penalties	Within 15 days of initial trip deposit	Bought with or before your final payment for your trip			Within 14 days of initial trip deposit and requires you to insure total cost of all travel arrangements subject to cancellation penalties	Within 15 days of initial trip deposit	Bought with or before your final payment for your trip			No	Within 15 days of initial trip deposit	No
Accident & Sickness Medical Expense reimburses:
On a Primary or Excess Basis	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses	Primary- on trip expenses
Services of a physician; prescribed drugs, and therapeutic services/supplies
Emergency dental expenses											$750 limit			$750 limit		$750 limit			$750 limit		$750 limit		$750 limit
Hospital services
Ambulance transportation to and/or from a hospital
Medical Evacuation due to:
Injury or Sickness when appropriate care, treatment or facilities are not available locally
Medical Evacuation reimburses:
Medically required transportation expenses to a Hospital for care and treatment or home
Transportation expenses to return an unattended dependent home due to a hospitalization	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)
Transportation expenses for a bedside visit when hospitalized	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)	(More than 7 days)
Return of Remains due to death occuring during a trip
Return of Remains reimburses transportation and preparation expenses for return of remains home
Non-Medical Emergency Evacuation due to natural disaster, civil, military, or political unrest											Not Included			Not Included		Not Included			Not Included		Not Included		Not Included
Non-Medical Emergency Evacuation for being expelled or declared a person non-grata by a country											Not Included			Not Included		Not Included			Not Included		Not Included		Not Included
Non-Medical Emergency Evacuation reimburses transportation expenses to the nearest place of safety or to your home											Not Included			Not Included		Not Included			Not Included		Not Included		Not Included
Coverage For Your Belongings
Baggage & Personal Effects loss or damage due to loss theft or damage
Baggage & Personal Effects reimburses:
Cost to replace clothing and other personal articles
Cost to replace lost/stolen passports or visas
Maximum Sublimit for loss to jewelry, furs, cameras & accessories, etc.	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$500	$600	$600	$500	$600	$500	$600	$600	$500	$600	$500	$600	$500	$600
Per Article Maximum Limit	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300
Baggage Delay due to:
Misdirection by a Common Carrier
Baggage Delay reimburses cost of necessary personal items purchased during the delay
Coverage For Your Activities
Property Damage Reimburses:
Accidents occuring during occupancy of your lodging	No	No				No	No				No	No	No	No	No	No	No	No	No	No	No	No	No	No
Vehicle Breakdown or Disablement Reimburses:
Due to collision or mechanical breakdown that prevents continued driving of your covered vehicle or a rental car you rent on your trip	No	No			No	No	No			No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Sports Coverage Reimburses:
For Trip Cancellation or Interruption: reimburses costs of unused, non-refundable payments arranged separately from the vacation for pre-paid lift tickets or green fees (as applicable), equipment rentals and lessons	Up to benefit limits	Up to benefit limits	Up to benefit limits	Up to benefit limits	Up to benefit limits	Up to benefit limits	Up to benefit limits	Up to benefit limits	Up to benefit limits	Up to benefit limits	No	Unused non-refundable prepaid payments or deposits up to benefit limits	Optional	No	Optional	No	Unused non-refundable prepaid payments or deposits up to benefit limits	Optional	No	Optional	No	Unused non-refundable prepaid payments or deposits up to benefit limits	No	Optional
Lost Golf Rounds Reimburses:
Up to the maximum amount shown in the Schedule of Benefits if your round is delayed more than 3 hours on the day of play, for the pro-rata value of your prepaid golf tickets or greens fees for each lost day of golf	No		No	No	No	No		No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No	No
Underwriter	Arch	Arch	Arch	Arch	Arch	Arch	Arch	Arch	Arch	Arch	Nationwide	US Fire	US Fire	Nationwide	Arch	Nationwide	US Fire	US Fire	Nationwide	Arch	Nationwide	US Fire	Nationwide	Arch
Additional Non-Insurance Services Included
24 Hour Worldwide Assistance Services
24 Hour Emergency Medical Hotline
Medical consultation and monitoring when you are hospitalized
Coordinate medical evacuation arrangements
Help with replacing lost/stolen prescriptions
Help arranging for return of remains
Nurse Helpline for general health information before and during your trip
24 Hour Travel Assistance Services
Sending emergency messages to friends, family or business associates
Language interpretation services
Help with emergency cash transfers
Passport/Visa, vaccinations, & travel health Information
Help with replacing lost/stolen tickets or travel documents
24 Hour Concierge Services
Restaurant and shopping recommendations or reservations
Local transport, reservations, sports, theatre, & event information/ticketing
Golf course referrals & tee times
Baggage tracking/assistance
24 Hour Business Assistance Services
Assistance with emergency communications
Assistance with locating available business services
Telephone or web conference assistance
Information about weather conditions, travel delays & flight status
Emergency travel arrangements
Optional Benefits Available
Air Flight Life Insurance - Covers You while riding as a passenger on or boarding or alighting from a regularly scheduled airline flight
Additional Cost	$10, $25, $50	$10, $25, $50	$10, $25, $50	$10, $25, $50	$10, $25, $50	$10, $25, $50	$10, $25, $50	$10, $25, $50	$10, $25, $50	$10, $25, $50			$10, $25, $50	$10, $25, $50	$10, $25, $50			$10, $25, $50	$10, $25, $50	$10, $25, $50			$10, $25, $50	$10, $25, $50
Coverage Limits	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available			$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available			$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available			$100,000, $250,000, & $500,000 Available	$100,000, $250,000, & $500,000 Available
Sports Upgrade Pac
Additional Cost	$25	Included	$25	$25	Included	$25	Included	$25	$25	Included			$25	N/A	$25			$25	N/A	$25			N/A	$25
Maximum Benefit Limit	$1,000	See Plan	$1,000	$1,000	See plan	$1,000	See Plan	$1,000	$1,000	See Plan			$1,000	N/A	$1,000			$1,000	N/A	$1,000			N/A	$1,000
For Baggage Delay: expenses for rental of sporting equipment														No					No				No
For Trip Cancellation or Interruption: non-refundable cost of pre-paid lift tickets, greens fees, equipment rentals and lessons														No					No				No
Rental Car Damage (Collision Damage Waiver)
Covers loss or damage to a rental car due to collision, fire, theft, windstorm, vandalism, hail, flood or other causes not within Your control while the car is in Your possession
Additional Cost	$7 per day	$7 per day	$7 per day	$7 per day	$7 per day	$7 per day	$7 per day	$7 per day	$7 per day	$7 per day			$7 per day	$7 per day	$7 per day			$7 per day	$7 per day	$7 per day			$7 per day	$7 per day
Coverage Limit	$35,000	$35,000	$35,000	$35,000	$35,000	$35,000	$35,000	$35,000	$35,000	$35,000			$35,000	$35,000	$35,000			$35,000	$35,000	$35,000			$35,000	$35,000
Primary Coverage
Extended Personal Property Pac
Covers personal computers and their accessories, professional or occupational equipment or property and telephones
Additional Cost	$15	$15	$15	$15	$15	$15	$15	$15	$15	$15			$15	$15	$15			$15	$15	$15			$15	$15
Coverage Limit	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000			$1,000	$1,000	$1,000			$1,000	$1,000	$1,000			$1,000	$1,000
Deductible	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100			$100	$100	$100			$100	$100	$100			$100	$100

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