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Compare | Best | A+ Program Protection Preferred + |
Compare | Best | MH Ross Platinum |
Compare | Best | TripAssure Complete |
Compare | Best | Nationwide Premier |
Compare | Best | US Fire Platinum |
Compare | Better | A+ Program Protection Preferred |
Compare | Better | MH Ross Gold |
Compare | Better | TripAssure Bridge |
Compare | Better | Nationwide Superior |
Compare | Better | US Fire Gold |
Compare | Good | MH Ross Silver |
Compare | Good | TripAssure Asset |
Compare | Good | Nationwide Value |
Compare | Good | US Fire Silver |
Benefit Limits | TripAssure | TripAssure | TripAssure | TripAssure | TripAssure | TripAssure | TripAssure | TripAssure | TripAssure | TripAssure | Nationwide | US Fire | A+ Program | MH Ross | TripAssure | Nationwide | US Fire | A+ Program | MH Ross | TripAssure | Nationwide | US Fire | MH Ross | TripAssure |
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Coverage For Travel Arrangements | ||||||||||||||||||||||||
Pre-Departure Trip Cancellation | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost | Trip Cost |
Post-Departure Trip Interruption | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | 200% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | 200% of Trip Cost | 200% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | Trip Cost | 150% of Trip Cost | 150% of Trip Cost | Trip Cost | Trip Cost | Trip Cost | 125% of Trip Cost |
Missed Connection | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,000 | $2,500 | $750 | $1,500 | $1,500 | $750 | $1,500 | $500 | $1,000 | $1,500 | $500 | $750 | $500 | $1,000 |
Trip/Travel Delay | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,250 | $750 | $1,500 | $1,000 | $750 | $1,000 | $500 | $1,000 | $1,000 | $500 | $750 | $500 | $750 |
Per Day Max Limit for meals & accommodations | $200 | $200 | $200 | $200 | $200 | $200 | $200 | $200 | $200 | $200 | No Daily Sublimit | $250 | $150 | Not Applicable | $200 | No daily sublimit | $200 | $100 | Not Applicable | $200 | No Daily Limit | $150 | Not Applicable | $150 |
Required minimum delay time | 6 Hours | 6 Hours | 6 Hours | 6 Hours | 6 Hours | 6 Hours | 6 Hours | 6 Hours | 6 Hours | 6 Hours | 5 Hours | 8 hours | 8 Hours | 5 Hours | 6 Hours | 5 Hours | 8 Hours | 8 Hours | 5 Hours | 6 Hours | 5 Hours | 8 Hours | 5 Hours | 6 Hours |
Cancel For Any Reason | 75% of Non-Refundable Trip Cost | 75% of Non-Refundable Trip Cost | 75% of Non-Refundable Trip Cost | 75% of Non-Refundable Trip Cost | 75% of Non-Refundable Trip Cost | Not Included | Not Included | Not Included | Not Included | Not Included | 75% of Penalty Amount | 75-100% of Penalty Amount (See Certificate) | 75% to 100% of Non-Refundable Trip Cost | 75% of Non-Refundable Trip Cost | 75% of Non-Refundable Trip Cost | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included |
Coverage For You | ||||||||||||||||||||||||
Medical Expense / Emergency Assistance | ||||||||||||||||||||||||
Accident & Sickness Medical Expense | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $50,000 | $100,000 | $250,000 | $50,000 | $100,000 | $25,000 | $100,000 | $100,000 | $15,000 | $25,000 | $25,000 | $50,000 |
Emergency Dental Expense | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 | $750 |
Emergency Medical Evacuation & Return of Remains | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $1,000,000 | $500,000 | $500,000 | $1,000,000 | $500,000 | $500,000 | $250,000 | $100,000 | $1,000,000 | $500,000 | $30,000 | Included | $50,000 | $500,000 |
24 Hour Travel Medical Assistance Services (A non-insurance service) | ||||||||||||||||||||||||
Non-Medical Emergency Evacuation | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | No | $25,000 | $25,000 | Not Included | $25,000 | No | $25,000 | $25,000 | Not Included | $25,000 | No | No | Not Included | $25,000 |
Pet Medical Expense (cat or dog) | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | $1000 with $50 deductible | No | No | $1000 w/$50 deductible | Not Included | No | No | No | Not Included | Not Included | No | No | Not Included | Not Included |
Accidental Death & Dismemberment | ||||||||||||||||||||||||
24 Hour Coverage during trip | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $50,000 | No | $25,000 | $25,000 | $25,000 | $50,000 | No | $25,000 | $25,000 | Not Included | $25,000 | Not Included | $25,000 |
Air Flight Accident | Additional Option | Additional Option | Additional Option | Additional Option | Additional Option | Additional Option | Additional Option | Additional Option | Additional Option | Additional Option | $100,000 | $100,000 | Additional Option | Not Included | Additional Option | Included | $50,000 | Additional Option | Not Included | Additional Option | Not Included | $25,000 | Not Included | Additional Option |
Coverage For Your Belongings | ||||||||||||||||||||||||
Baggage & Personal Effects | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,500 | $2,500 | $1,500 | $2,500 | $2,000 | $1,000 | $2,000 | $1,000 | $2,500 | $2,000 | $500 | $1,000 | $1,000 | $1,500 |
Baggage Delay | $400 | $400 | $400 | $400 | $400 | $400 | $400 | $400 | $400 | $400 | $600 | $500 | $250 | $500 | $400 | $250 | $300 | $100 | $500 | $400 | $100 | $150 | $100 | $250 |
Per Day Maximum Limit | $200 | $200 | $200 | $200 | $200 | $200 | $200 | $200 | $200 | $200 | No Daily Limit | $250 | Not Specified | No Daily Limit | $200 | No Daily Limit | $150 | Not Specified | Not Applicable | $200 | No Daily Limit | No Daily Limit | No Daily Limit | No Daily Limit |
Required minimum delay time | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours | 12 Hours |
Coverage For Your Activities | ||||||||||||||||||||||||
Rental Car Damage | $35,000 (additional option) | $35,000 (additional option) | $35,000 (additional option) | $35,000 (additional option) | $35,000 (additional option) | $35,000 (additional option) | $35,000 (additional option) | $35,000 (additional option) | $35,000 (additional option) | $35,000 (additional option) | $35,000 | $30,000 | $35,000 (additional option) | $35,000 (additional option) | $35,000 (additional option) | No | No | $35,000 (additional option) | $35,000 (additional option) | $35,000 (additional option) | No | No | $35,000 (additional option) | $35,000 (additional option) |
Lost Golf Rounds | No | $1,000 | No | No | No | No | $1,000 | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Required minimum delay time | Not Applicable | 3 Hour | Not Applicable | Not Applicable | Not Applicable | Not Applicable | 3 Hour | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
Sports Coverage | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | No | Additional Option | No | No | Additional Option | No | Additional Option | No | No | Additional Option | No | Additional Option | No | Additional Option |
Sports Equipment Rental | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | No | Additional Option | $1,000 (additional option) | No | Additional Option | No | Additional Option | $1,000 (additional option) | No | Additional Option | No | Additional Option | No | Additional Option |
Per Day Maximum Limit | $200 | $200 | $200 | $200 | $200 | $200 | $200 | $200 | $200 | $200 | Not Applicable | Not Applicable | $200 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | $200 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
Required minimum time delay | 12 hours | 12 hours | 12 hours | 12 hours | 12 hours | 12 hours | 12 hours | 12 hours | 12 hours | 12 hours | Not Applicable | Not Applicable | 12 hours | Not Applicable | Not Applicable | Not Applicable | Not Applicable | 12 hours | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
Property Damage Liability | No | No | $5,000 | $5,000 | $5,000 | No | No | $5,000 | $5,000 | $5,000 | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Vehicle Breakdown or Disablement | No | No | $750 | $750 | No | No | No | $750 | $750 | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Required minimum delay time | Not Applicable | Not Applicable | 6 hours | 6 hours | Not Applicable | Not Applicable | Not Applicable | 6 hours | 6 hours | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
Coverage Features | ||||||||||||||||||||||||
Coverage For Travel Arrangements | ||||||||||||||||||||||||
Trip Cancellation or Interruption Due to: | ||||||||||||||||||||||||
Sickness, Injury or Death | ||||||||||||||||||||||||
Pre-Existing Medical Condition Waiver included if medically able to travel at the time the plan is purchased and within the specified time period of initial deposit | Within 14 days of initial trip deposit and requires you to insure total cost of all travel arrangements subject to cancellation penalties | Within 15 days of initial trip deposit | With or before final payment for your trip | Within 14 days of initial trip deposit and requires you to insure total cost of all travel arrangements subject to cancellation penalties | Within 15 days of initial trip deposit | With or before final payment for your trip | No | Within 15 days of initial trip deposit | No | |||||||||||||||
Common Carrier Delay/Cancellation: | ||||||||||||||||||||||||
Unannounced strike | ||||||||||||||||||||||||
Mechanical breakdown | Not Included | Not Included | Not Included | |||||||||||||||||||||
Bad weather | ||||||||||||||||||||||||
Residence, destination or workplace made uninhabitable by fire, flood, or natural disaster | ||||||||||||||||||||||||
Residence | ||||||||||||||||||||||||
Destination | No | No | ||||||||||||||||||||||
Workplace | If responsible for decision making and part of disaster recovery team | No | No | No | No | |||||||||||||||||||
Involuntary termination of employment | ||||||||||||||||||||||||
Required length of employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 3 years continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 3 years continuous employment | 1 year continuous employment | 1 year continuous employment | 1 year continuous employment | 3 years continuous employment | 1 year continuous employment |
Permanent transfer of employment | ||||||||||||||||||||||||
Distance of transfer | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | Not Specified | 250 miles or more | 250 miles or more | 250 miles or more | 250 miles or more | Not Specified | 250 miles or more | 250 miles or more | 250 miles or more | Not Specified | 250 miles or more |
Being hijacked, quarantined or jury duty | ||||||||||||||||||||||||
Death/hospitalization of Host at destination | No | No | ||||||||||||||||||||||
Traffic accident while en route to departure | ||||||||||||||||||||||||
Bankruptcy or default of a travel supplier | No | No | No | |||||||||||||||||||||
Required time for bankruptcy/default coverage to start | More than 14days after purchase | More than 14days after purchase | More than 14days after purchase | More than 14days after purchase | More than 14days after purchase | More than 14days after purchase | More than 14days after purchase | More than 14days after purchase | More than 14days after purchase | More than 14days after purchase | More than 14 day following effective date | More than 14 day following effective date | More than 14days after purchase | More than 14 days after purchase | More than 14days after purchase | More than 14 day following effective date | More than 14 day following effective date | More than 14days after purchase | More than 14 days after purchase | More than 14days after purchase | Not Applicable | Not Applicable | Not Applicable | More than 14days after purchase |
A terrorist attack in a city listed on your itinerary within 30 days of your scheduled departure date | If purchased within 14 days of initial trip deposit | If purchased within 14 days of initial trip deposit | No | No | No | |||||||||||||||||||
Documented theft of passports or visas | No | No | No | No | No | No | ||||||||||||||||||
Military personnel called to emergency duty for a natural disaster | No | No | ||||||||||||||||||||||
Revocation of previously granted military leave | No | (reasons other than war) | No | No | No | |||||||||||||||||||
Documented work reasons | No | No | No | No | No | No | No | |||||||||||||||||
Mandatory evacuation due to bad weather or natural disaster | No | No | No | No | No | No | No | No | No | |||||||||||||||
A hurricane warning being issued for your trip destination | No | No | No | No | No | No | No | |||||||||||||||||
Your normal pregnancy as long as the pregnancy occurs after your effective date | No | No | No | No | No | No | No | No | No | |||||||||||||||
Attending a Family Member’s childbirth if pregnancy occurs after your effective date | No | No | No | No | No | No | No | No | No | |||||||||||||||
Extension of primary or secondary school year into Your trip dates due to unforeseen events | No | No | No | No | No | No | ||||||||||||||||||
Trip Cancellation reimburses: | ||||||||||||||||||||||||
Prepaid, forfeited, non-refundable trip payments or deposits | ||||||||||||||||||||||||
Airline reissue fees or frequent flyer fees due to covered reasons | Up to $150 | Up to $150 | Up to $150 | Up to $150 | Up to $150 | Up to $150 | Up to $150 | Up to $150 | Up to $150 | Up to $150 | Up tp $250 | Up to $150 | No | Up to $500 | Up to $150 | Up to $200 | Up to $150 | No | Up to $250 | Up to $150 | No | Up to $150 | No | Up to $150 |
Single Occupancy Upgrade charges incurred when fellow traveler cancels for covered reason | ||||||||||||||||||||||||
Timeshare exchange Fees, maintenance charges, cancellation or change fees, timeshare points and guest fees imposed by your property management company | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | ||
Cancel For Any Reason Benefit added if purchased within the specified time period of initial deposit | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Within 14 days of initial trip deposit | Within 15 days of initial trip deposit | Bought with or before your final payment for your trip | Not Applicable | Not Applicable | No | No | Not Applicable | Not Applicable | Not Applicable | No | Not Applicable | ||
Cancel For Any Reason requires you to insure total cost of all travel arrangements subject to cancellation penalties | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | |||||
Cancel For Any Reason must cancel by: | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | 2 days or more before scheduled departure | 2 days or more before scheduled departure | 2 days or more before scheduled departure | 2 days or more before scheduled departure | 2 days or more before scheduled departure | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
Trip Interruption reimburses: | ||||||||||||||||||||||||
Prepaid, unused, non-refundable land or water travel arrangements | ||||||||||||||||||||||||
Additional airfare expense to return home, or to join/rejoin the trip | ||||||||||||||||||||||||
Single Occupancy Upgrade charges incurred due to a covered reason | No | No | No | |||||||||||||||||||||
Missed Connection Due to: | ||||||||||||||||||||||||
Any Common Carrier caused delay | ||||||||||||||||||||||||
Quarantine, hijacking, Strike, natural disaster, terrorism or riot | No | No | No | |||||||||||||||||||||
Documented weather condition preventing you from getting to the point of departure | ||||||||||||||||||||||||
Missed Connection reimburses: | ||||||||||||||||||||||||
Additional transportation cost to join the trip | ||||||||||||||||||||||||
Reasonable accommodations and meal expenses | Delayed 8 hours or more | Delayed 8 hours or more | ||||||||||||||||||||||
Unused portion of the prepaid expenses for covered travel arrangements | ||||||||||||||||||||||||
Trip or Travel Delay Due to: | ||||||||||||||||||||||||
Sickness or injury | No | No | No | |||||||||||||||||||||
Common Carrier Delay | ||||||||||||||||||||||||
Involvement in traffic accident en route to departure | ||||||||||||||||||||||||
Lost/stolen passports, travel documents or money, civil commotion or riot. | ||||||||||||||||||||||||
Quarantine, hijacking, strike, natural disaster, civil commotion or riot | ||||||||||||||||||||||||
A documented weather condition preventing you from getting to the point of departure | ||||||||||||||||||||||||
A documented road closure by authorities | No | No | ||||||||||||||||||||||
Trip/Travel Delay reimburses: | ||||||||||||||||||||||||
Additional meal and accommodation expenses | ||||||||||||||||||||||||
Local transportation expenses | ||||||||||||||||||||||||
Airline club expenses | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 | No | $50 | No | $50 | $50 | No | $50 | No | No | $50 | No | $50 | No | $50 |
Internet usage fees | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | No | $25 | No | $25 | $25 | No | $25 | No | No | $25 | No | $25 | No | $25 |
Kennel fees for Your cat or dog | $25/day | $25/day | $25/day | $25/day | $25/day | $25/day | $25/day | $25/day | $25/day | $25/day | No | $25/day | No | $25 Per Day | $25/day | No | $25/day | No | No | $25/day | No | $25/day | No | $25/day |
Itinerary Change made by your cruise/tour supplier | No | No | No | No | No | No | No | No | ||||||||||||||||
Itinerary Change reimburses prepaid, forfeited, non-refundable event/activity payments | Up to $250 | Up to $250 | Up to $250 | Up to $250 | Up to $250 | Up to $250 | Up to $250 | Up to $250 | Up to $250 | Up to $250 | No | Up to $250 | No | No | Up to $250 | No | Up to $250 | No | No | Up to $250 | No | Up to $250 | No | Up to $250 |
Coverage For You | ||||||||||||||||||||||||
Accident & Sickness Medical Expense due to: | ||||||||||||||||||||||||
Injury or Sickness occurring during the trip | ||||||||||||||||||||||||
Pre-Existing Medical Condition Waiver included if medically able to travel at the time the plan is purchased and within the specified time period of initial deposit | Within 14 days of initial trip deposit and requires you to insure total cost of all travel arrangements subject to cancellation penalties | Within 15 days of initial trip deposit | Bought with or before your final payment for your trip | Within 14 days of initial trip deposit and requires you to insure total cost of all travel arrangements subject to cancellation penalties | Within 15 days of initial trip deposit | Bought with or before your final payment for your trip | No | Within 15 days of initial trip deposit | No | |||||||||||||||
Accident & Sickness Medical Expense reimburses: | ||||||||||||||||||||||||
On a Primary or Excess Basis | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses | Primary- on trip expenses |
Services of a physician; prescribed drugs, and therapeutic services/supplies | ||||||||||||||||||||||||
Emergency dental expenses | $750 limit | $750 limit | $750 limit | $750 limit | $750 limit | $750 limit | ||||||||||||||||||
Hospital services | ||||||||||||||||||||||||
Ambulance transportation to and/or from a hospital | ||||||||||||||||||||||||
Medical Evacuation due to: | ||||||||||||||||||||||||
Injury or Sickness when appropriate care, treatment or facilities are not available locally | ||||||||||||||||||||||||
Medical Evacuation reimburses: | ||||||||||||||||||||||||
Medically required transportation expenses to a Hospital for care and treatment or home | ||||||||||||||||||||||||
Transportation expenses to return an unattended dependent home due to a hospitalization | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) |
Transportation expenses for a bedside visit when hospitalized | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) | (More than 7 days) |
Return of Remains due to death occuring during a trip | ||||||||||||||||||||||||
Return of Remains reimburses transportation and preparation expenses for return of remains home | ||||||||||||||||||||||||
Non-Medical Emergency Evacuation due to natural disaster, civil, military, or political unrest | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | ||||||||||||||||||
Non-Medical Emergency Evacuation for being expelled or declared a person non-grata by a country | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | ||||||||||||||||||
Non-Medical Emergency Evacuation reimburses transportation expenses to the nearest place of safety or to your home | Not Included | Not Included | Not Included | Not Included | Not Included | Not Included | ||||||||||||||||||
Coverage For Your Belongings | ||||||||||||||||||||||||
Baggage & Personal Effects loss or damage due to loss theft or damage | ||||||||||||||||||||||||
Baggage & Personal Effects reimburses: | ||||||||||||||||||||||||
Cost to replace clothing and other personal articles | ||||||||||||||||||||||||
Cost to replace lost/stolen passports or visas | ||||||||||||||||||||||||
Maximum Sublimit for loss to jewelry, furs, cameras & accessories, etc. | $600 | $600 | $600 | $600 | $600 | $600 | $600 | $600 | $600 | $600 | $500 | $600 | $600 | $500 | $600 | $500 | $600 | $600 | $500 | $600 | $500 | $600 | $500 | $600 |
Per Article Maximum Limit | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 | $300 |
Baggage Delay due to: | ||||||||||||||||||||||||
Misdirection by a Common Carrier | ||||||||||||||||||||||||
Baggage Delay reimburses cost of necessary personal items purchased during the delay | ||||||||||||||||||||||||
Underwriter | Arch | Arch | Arch | Arch | Arch | Arch | Arch | Arch | Arch | Arch | Nationwide | US Fire | US Fire | Nationwide | Arch | Nationwide | US Fire | US Fire | Nationwide | Arch | Nationwide | US Fire | Nationwide | Arch |
Additional Non-Insurance Services Included | ||||||||||||||||||||||||
24 Hour Worldwide Assistance Services | ||||||||||||||||||||||||
24 Hour Emergency Medical Hotline | ||||||||||||||||||||||||
Medical consultation and monitoring when you are hospitalized | ||||||||||||||||||||||||
Coordinate medical evacuation arrangements | ||||||||||||||||||||||||
Help with replacing lost/stolen prescriptions | ||||||||||||||||||||||||
Help arranging for return of remains | ||||||||||||||||||||||||
Nurse Helpline for general health information before and during your trip | ||||||||||||||||||||||||
24 Hour Travel Assistance Services | ||||||||||||||||||||||||
Sending emergency messages to friends, family or business associates | ||||||||||||||||||||||||
Language interpretation services | ||||||||||||||||||||||||
Help with emergency cash transfers | ||||||||||||||||||||||||
Passport/Visa, vaccinations, & travel health Information | ||||||||||||||||||||||||
Help with replacing lost/stolen tickets or travel documents | ||||||||||||||||||||||||
24 Hour Concierge Services | ||||||||||||||||||||||||
Restaurant and shopping recommendations or reservations | ||||||||||||||||||||||||
Local transport, reservations, sports, theatre, & event information/ticketing | ||||||||||||||||||||||||
Golf course referrals & tee times | ||||||||||||||||||||||||
Baggage tracking/assistance | ||||||||||||||||||||||||
24 Hour Business Assistance Services | ||||||||||||||||||||||||
Assistance with emergency communications | ||||||||||||||||||||||||
Assistance with locating available business services | ||||||||||||||||||||||||
Telephone or web conference assistance | ||||||||||||||||||||||||
Information about weather conditions, travel delays & flight status | ||||||||||||||||||||||||
Emergency travel arrangements | ||||||||||||||||||||||||
Optional Benefits Available | ||||||||||||||||||||||||
Air Flight Life Insurance - Covers You while riding as a passenger on or boarding or alighting from a regularly scheduled airline flight | ||||||||||||||||||||||||
Additional Cost | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | $10, $25, $50 | ||||||
Coverage Limits | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | $100,000, $250,000, & $500,000 Available | ||||||
Sports Upgrade Pac | ||||||||||||||||||||||||
Additional Cost | $25 | Included | $25 | $25 | Included | $25 | Included | $25 | $25 | Included | $25 | N/A | $25 | $25 | N/A | $25 | N/A | $25 | ||||||
Maximum Benefit Limit | $1,000 | See Plan | $1,000 | $1,000 | See plan | $1,000 | See Plan | $1,000 | $1,000 | See Plan | $1,000 | N/A | $1,000 | $1,000 | N/A | $1,000 | N/A | $1,000 | ||||||
For Baggage Delay: expenses for rental of sporting equipment | No | No | No | |||||||||||||||||||||
For Trip Cancellation or Interruption: non-refundable cost of pre-paid lift tickets, greens fees, equipment rentals and lessons | No | No | No | |||||||||||||||||||||
Rental Car Damage (Collision Damage Waiver) | ||||||||||||||||||||||||
Covers loss or damage to a rental car due to collision, fire, theft, windstorm, vandalism, hail, flood or other causes not within Your control while the car is in Your possession | ||||||||||||||||||||||||
Additional Cost | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | $7 per day | ||||||
Coverage Limit | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | $35,000 | ||||||
Primary Coverage | ||||||||||||||||||||||||
Extended Personal Property Pac | ||||||||||||||||||||||||
Covers personal computers and their accessories, professional or occupational equipment or property and telephones | ||||||||||||||||||||||||
Additional Cost | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | $15 | ||||||
Coverage Limit | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | ||||||
Deductible | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 |