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What is Trip Insurance?
Trip or travel insurance covers you when traveling in the US or abroad. Our policies provide insurance coverage for travel medical, medical evacuation, travel delays, trip interruptions, and trip cancellation for trip costs that have cancellation penalties. We even provide cruise insurance. This is the travel protection you need for peace of mind on your next trip.
Why You Need Trip Insurance
Accidents, emergencies, medical bills, trip cancellations and other things can be costly. Worrying about these possible mishaps can take away from your travel experience. Travel without having to worry, by purchasing one of our travel insurance plans. You can travel with the confidence to “conquer the world.”
We Have Travel Insurance Packages For All of Your Travel Needs
We offer a variety of different travel insurance packages from different insurance providers to suit your needs. Wherever you’re going, we can ensure you’re covered so you can focus on enjoying your travels.
Our Trip Insurance Has You Covered
If you’re traveling, our travel health insurance includes emergency medical coverage so you are covered in the event you’re involved in an accident or fall ill, need emergency dental, medical evacuation, or any other covered emergency medical expenses that you may incur in a medical emergency.
Belongings Are Covered by Trip Insurance Too
If your baggage or personal items are stolen, lost, damaged or delayed, we’ve got you covered! We have a variety of trip insurance products to cover the things you bring with you on your trip If you lose your personal belongings, suitcase, or something similar in your travels, we have you covered.
Cover Travel Arrangements with Trip Insurance
Our insurance policies cover flight cancellations, missed trips, trip interruptions, missed connections, severe weather, natural disasters, and more. Trip cancellation coverage and delay coverage give you the peace of mind you need to enjoy your trip to the fullest. Life changes fast, if you are no longer able to take your trip, due to a covered reason on or before your departure date, our flight insurance services are here to cover your trip expenses.
Travel Insurance Can Even Cover Your Activities
If you’re traveling, you’re going to want to explore and try new things. Trip insurance can give your peace of mind for any incidentals that happen in your adventures. Some of our trip insurance plans cover rental car damage, many sports accidents, loss of some sports equipment, and prepaid sporting events or excursions. Our travel insurance is like having comprehensive coverage for your trip and all of the activities you partake in on your travels.
Frequently Asked Questions About Trip Insurance
What Does Trip Insurance Cover?
Trip insurance covers you before and during your trip. Before your trip, it can protect you if you must cancel your trip. During your trip, it covers trip interruption, trip delay, as well as medical care, and medical emergency evacuation for any covered medical emergencies that may arise. Most trip insurance plans offer both insurance benefits along with assistance services and travel assistance. See the coverage details in your chosen trip plan for more details.
What Factors Determine How Much Travel Insurance Costs?
Your age, length of your trip, and your trip cost determines the travel insurance cost. Coverage features and limits also affect the price of the plan. The more coverage included in the plan – the higher the cost of the policy.
By law, there are no discounts in the travel insurance industry, so wherever you find a policy by the same brand name from a travel insurance provider, it is the same price no matter where you buy it. TripInsurance.com has some exclusive trip insurance policies that are priced much lower for comparable coverage giving you a much better value and will ultimately help you save money on the trip plans you need.
What Is Trip Cancellation Insurance?
The trip cancellation coverage benefit covers the non-refundable trip costs when you must cancel your travel plans. All plans cover trip cancellation and interruption for covered medical reasons (such as sickness, injury, or accidental death of you, someone you’re traveling with, or even a family member that is not traveling with you). Additionally, certain non-medical reasons will be covered as well, such as air carrier delays or cancellations, theft of travel documents, baggage delay, your boss canceling your vacation, or an extension of the school year. The more reasons that are covered, the better the plan. It is as simple as that!
When do I need to Purchase Travel Insurance?
Sooner is better. If you purchase your insurance within 14 days of your initial trip deposit, many policies offer a medical waiver for pre-existing conditions and even cancelation for any reason (Maybe you don’t want to take that week skiing because there’s no snow.)
Do I need Trip Insurance when only Travelling within the United States?
You should purchase trip insurance for traveling within the US if you want to protect your vacation deposit that may have cancellation penalties like a vacation rental. If there’s a chance you may be delayed in your travels, or if your health insurance as a U.S. resident doesn’t cover you out of state, you need travel insurance.
Is TripInsurance.com an Insurance Company?
TripInsurance.com is an insurance agency that carefully selects the best travel insurance policies for our customers. Some of our policies are unique to TripInsurance.com and offer exceptional value. We sell travel insurance policies from the most trusted travel insurance companies at the best price possible. Our insurance agents are here to help you find the best travel insurance products for your next trip.
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