Get the most out of your travels

Editorials from our staff traveling through the world. We share our best travel tips, and how to get a better value out of your travel insurance.

Why Buy Cancel For Any Reason?

Although are many covered reasons for the Trip Cancellation Benefit, not every possible reason is covered. Travel insurance policies do not cover fear of traveling or a change of mind or other similar discretionary reasons.  Cancel For Any Reason gives the traveler 100% freedom to cancel a trip for a non-covered reason, generally 2 days or more before the scheduled departure date, and be reimbursed for a percentage of the cancellation penalty amount (such as 75% or 80%).

Which is better: Primary or Excess Medical Insurance?

Medical benefits included in travel insurance policies are provided on either a primary or excess basis. What does this mean to you and which is better?

Primary coverage means that the policy will cover you from the very first dollar of expense without regard to any other insurance you may have. However, primary insurance only covers medical expenses for treatment during your trip. . .

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Trip Insurance

For U.S. Citizens & Residents only.
Comprehensive coverage includes trip cancellation and interruption, travel delay, missed connections, travel medical, medical evacuation, and lost luggage. Covers loss on your pre-paid vacation deposits. (Better value for US travelers.)

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Travel Medical

For all travelers - U.S. and International.
Extendable coverage for illnesses/injuries, pre-existing conditions, emergency medical, hospitalization, medical evacuation, prescriptions, and lost luggage. Covers international travelers, visits to the US, Europe/Schengen, and visa card holders.

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