Use the quote form above to compare plans and pick the plan that’s best for you. Just divide your trip cost among travelers.
Best Price Guarantee
Get better coverage value for less money ‣‣‣Travel Insurance pricing is regulated by law. We guarantee you won't find our plans sold for lower prices anywhere else.
Buy Anytime
Buy your coverage up until the day before departure ‣‣‣Many plans have enhanced benefits like pre-existing medical condition waivers if you purchase within 14 days of your initial deposit.
Easy Policy Adjustments
Modify your trip costs and dates as your travel plans develop ‣‣‣Buy early to take advantage of time sensitive provisions. As you make additional travel plans - send us an email with your new trip cost or dates.
File Claims Here
We can help expedite your claim ‣‣‣File claims right here on our site. We can help submit and expedite your claim.
We Make Buying Easy
Compare
Save
We’ve done your legwork and found the best plans at the best prices. No need to sort thru 100’s of plans. We save you both time and money.
Conquer the World
Enrollment is quick and easy. We email the policy to you and you’re ready to go!
Don't worry - we'll be here to help - before, during, and after your trip.
What is Trip Insurance?
Trip or travel insurance covers you when traveling in the US or abroad. Our policies provide insurance coverage for travel medical, medical evacuation, travel delays, trip interruptions, and trip cancelation for trip costs that have cancellation penalties. This is the travel protection you need for peace of mind on your next trip.
Why You Need Trip Insurance
Accidents, emergencies, medical bills, trip cancellations and other things can be costly. Worrying about these possible mishaps can take away from your travel experience. Travel without having to worry, by purchasing one of our travel insurance plans. You can travel with the confidence to “conquer the world.”
We Have Travel Insurance Packages For All of Your Travel Needs
We offer a variety of different travel insurance packages from different insurance providers to suit your needs. Wherever you’re going, we can ensure you’re covered so you can focus on enjoying your travels.
Our Trip Insurance Has You Covered
If you’re traveling, our trip insurance includes emergency medical coverage so you are covered in the event you’re involved in an accident or fall ill, need emergency dental, medical evacuation, or any other covered emergency medical expenses that you may incur in a medical emergency.
Belongings Are Covered by Trip Insurance Too
If your baggage or personal items are stolen, lost, damaged or delayed, we’ve got you covered! We have a variety of trip insurance products to cover the things you bring with you on your trip If you lose your personal belongings, suitcase, or something similar in your travels, we have you covered.
Cover Travel Arrangements with Trip Insurance
Our insurance policies cover flight cancellations, missed trips, trip interruptions, missed connections, severe weather, natural disasters, and more. Trip cancellation coverage and delay coverage give you the peace of mind you need to enjoy your trip to the fullest. Life changes fast, if you are no longer able to take your trip, due to a covered reason on or before your departure date, our insurance services are here to cover your trip expenses.
Travel Insurance Can Even Cover Your Activities
If you’re traveling, you’re going to want to explore and try new things. Trip insurance can give your peace of mind for any incidentals that happen in your adventures. Some of our trip insurance plans cover rental car damage, many sports accidents, loss of some sports equipment, and prepaid sporting events or excursions. Our travel insurance is like having comprehensive coverage for your trip and all of the activities you partake in on your travels.
Frequently Asked Questions About Trip Insurance
What Does Trip Insurance Cover?
Trip insurance covers you before and during your trip. Before your trip, it can protect you if you must cancel your trip. During your trip, it covers trip interruption, trip delay, as well as medical care and medical evacuation for any covered medical emergencies that may arise. See the coverage details in your chosen trip plan for more details.
What Factors Determine How Much Travel Insurance Costs?
Your age, length of your trip, and your trip cost determines the cost of your policy. Coverage features and limits also affect the price of the plan. The more coverage included in the plan – the higher the cost of the policy.
By law, there are no discounts in the travel insurance industry, so wherever you find a policy by the same brand name from a travel insurance provider, it is the same price no matter where you buy it. TripInsurance.com has some exclusive trip insurance policies that are priced much lower for comparable coverage giving you a much better value and will ultimately help you save money on the trip plans you need.
What Is Trip Cancellation Insurance?
The trip cancellation coverage benefit covers the non-refundable trip costs when you must cancel your travel plans. All plans cover trip cancellation and interruption for covered medical reasons (such as sickness, injury or accidental death of you, someone you’re traveling with, or even a family member that is not traveling with you). Additionally, certain non-medical reasons will be covered as well, such as air carrier delays or cancellations, theft of travel documents, your boss canceling your vacation, or an extension of the school year. The more reasons that are covered, the better the plan. It is as simple as that!
When do I need to Purchase Travel Insurance?
Sooner is better. If you purchase your insurance within 14 days of your initial trip deposit, many policies offer a medical waiver for pre-existing conditions and even cancelation for any reason (Maybe you don’t want to take that week skiing because there’s no snow.)
Do I need Trip Insurance when only Travelling within the United States?
You should purchase trip insurance for traveling within the US if you want to protect your vacation deposit that may have cancellation penalties like a vacation rental. If there’s a chance you may be delayed in your travels, or if your health insurance as a U.S. resident doesn’t cover you out of state, you need travel insurance.
Is TripInsurance.com an Insurance Company?
TripInsurance.com is an insurance agency that carefully selects the best travel insurance policies for our customers. Some of our policies are unique to TripInsurance.com and offer exceptional value. We sell travel insurance policies from the most trusted travel insurance companies at the best price possible. Our insurance agents are here to help you find the best travel insurance products for your next trip.
When Is It Safe to Travel Again?
Maybe you had to cancel your trip. Maybe you feel like you need a vacation now, or at least plan a getaway that you can look forward to. But when will it be safe to travel again? And what does it mean that it’s safe to travel? And when will you feel confident to venture…
How to Recover Your Vacation Investment
We have what could be defined as a perfect storm for the travel industry. Fifteen percent of the US is on unemployment. The bulk of the country is on restricted travel. International destinations are closed due to government-imposed travel restrictions. If you can get to a destination, you may be faced with a 14-day quarantine…
The Expert’s Guide to Cancel for Any Reason Travel Insurance
There is extremely limited coverage for pandemics such as Coronavirus/COVID-19 in travel insurance policies that don’t include cancel for any reason. As a result, we are highly recommending that travelers invest the extra money for better coverage. The limitations to travel insurance pandemics coverage have been brought into stark relief in the last months, and…
The Best Cheap Travel Deals Available Now
The US travel industry has been hit hard and fast by the COVID-19 outbreak. The travel industry has seen an 85% drop in travel spending ($18.6 billion) since the beginning of lockdown measures, compared to the previous year (USTravel). Through March and April, US citizens have been told to stay at home and not make…
Everything you Need to Know About COVID-19 and Travel Insurance for your Cruise
The cruise and airline industries took a massive hit due to the COVID-19 outbreak. Millions of people around the world are affected as their dream cruise vacation plans for this summer are cancelled or delayed. The number one question on everyone’s mind is “Will my travel insurance cover my cancelled cruise?”I was invited to speak with…
Travel Insurance Coverage for CoronaVirus
A lot of people are concerned about traveling due to the outbreak of the novel coronavirus in China. There are things you can do to help protect your travel investment. The conditions are changing dynamically, so travel availability is in constant flux. But what is it, and do we need to take special precautions before traveling? What…