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Buy your coverage up until the day before departure ‣‣‣Many plans have enhanced benefits like pre-existing medical condition waivers if you purchase within 14 days of your initial deposit.
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What is Trip Insurance?
Trip or travel insurance covers you when traveling in the US or abroad. Our policies provide insurance coverage for travel medical, medical evacuation, travel delays, trip interruptions, and trip cancelation for trip costs that have cancellation penalties. This is the travel protection you need for peace of mind on your next trip.
Why You Need Trip Insurance
Accidents, emergencies, medical bills, trip cancellations and other things can be costly. Worrying about these possible mishaps can take away from your travel experience. Travel without having to worry, by purchasing one of our travel insurance plans. You can travel with the confidence to “conquer the world.”
We Have Travel Insurance Packages For All of Your Travel Needs
We offer a variety of different travel insurance packages from different insurance providers to suit your needs. Wherever you’re going, we can ensure you’re covered so you can focus on enjoying your travels.
Our Trip Insurance Has You Covered
If you’re traveling, our trip insurance includes emergency medical coverage so you are covered in the event you’re involved in an accident or fall ill, need emergency dental, medical evacuation, or any other covered emergency medical expenses that you may incur in a medical emergency.
Belongings Are Covered by Trip Insurance Too
If your baggage or personal items are stolen, lost, damaged or delayed, we’ve got you covered! We have a variety of trip insurance products to cover the things you bring with you on your trip If you lose your personal belongings, suitcase, or something similar in your travels, we have you covered.
Cover Travel Arrangements with Trip Insurance
Our insurance policies cover flight cancellations, missed trips, trip interruptions, missed connections, severe weather, natural disasters, and more. Trip cancellation coverage and delay coverage give you the peace of mind you need to enjoy your trip to the fullest. Life changes fast, if you are no longer able to take your trip, due to a covered reason on or before your departure date, our insurance services are here to cover your trip expenses.
Travel Insurance Can Even Cover Your Activities
If you’re traveling, you’re going to want to explore and try new things. Trip insurance can give your peace of mind for any incidentals that happen in your adventures. Some of our trip insurance plans cover rental car damage, many sports accidents, loss of some sports equipment, and prepaid sporting events or excursions. Our travel insurance is like having comprehensive coverage for your trip and all of the activities you partake in on your travels.
Frequently Asked Questions About Trip Insurance
What Does Trip Insurance Cover?
Trip insurance covers you before and during your trip. Before your trip, it can protect you if you must cancel your trip. During your trip, it covers trip interruption, trip delay, as well as medical care and medical evacuation for any covered medical emergencies that may arise. See the coverage details in your chosen trip plan for more details.
What Factors Determine How Much Travel Insurance Costs?
Your age, length of your trip, and your trip cost determines the cost of your policy. Coverage features and limits also affect the price of the plan. The more coverage included in the plan – the higher the cost of the policy.
By law, there are no discounts in the travel insurance industry, so wherever you find a policy by the same brand name from a travel insurance provider, it is the same price no matter where you buy it. TripInsurance.com has some exclusive trip insurance policies that are priced much lower for comparable coverage giving you a much better value and will ultimately help you save money on the trip plans you need.
What Is Trip Cancellation Insurance?
The trip cancellation coverage benefit covers the non-refundable trip costs when you must cancel your travel plans. All plans cover trip cancellation and interruption for covered medical reasons (such as sickness, injury or accidental death of you, someone you’re traveling with, or even a family member that is not traveling with you). Additionally, certain non-medical reasons will be covered as well, such as air carrier delays or cancellations, theft of travel documents, your boss canceling your vacation, or an extension of the school year. The more reasons that are covered, the better the plan. It is as simple as that!
When do I need to Purchase Travel Insurance?
Sooner is better. If you purchase your insurance within 14 days of your initial trip deposit, many policies offer a medical waiver for pre-existing conditions and even cancelation for any reason (Maybe you don’t want to take that week skiing because there’s no snow.)
Do I need Trip Insurance when only Travelling within the United States?
You should purchase trip insurance for traveling within the US if you want to protect your vacation deposit that may have cancellation penalties like a vacation rental. If there’s a chance you may be delayed in your travels, or if your health insurance as a U.S. resident doesn’t cover you out of state, you need travel insurance.
Is TripInsurance.com an Insurance Company?
TripInsurance.com is an insurance agency that carefully selects the best travel insurance policies for our customers. Some of our policies are unique to TripInsurance.com and offer exceptional value. We sell travel insurance policies from the most trusted travel insurance companies at the best price possible. Our insurance agents are here to help you find the best travel insurance products for your next trip.
How To Make A Travel Insurance Claim
You’re all packed and ready to go on your trip, and then someone gets sick and you can’t go. Or, you’re on your trip and someone gets sick and has to go to the doctor. Or. . . you miss your connection and have to stay overnight somewhere along the way. It’s a good thing…
Travel Insurance for Hurricane Coverage – Timing is everything
Many of the Caribbean Islands, and the Florida Keys were wiped out by Hurricane Irma. But this was just the first of many to come. Hurricanes are coming in record breaking strength. Meteorologists attribute these unusually large storms as the result of warmer water from global warming. They don’t expect this trend to…
Do You Really Need To Spend Money On Travel Insurance?
When you’re taking a trip, you want to make sure you spend your money wisely – on things that are important to you. That may be splurging for first-class, a room upgrade, a gourmet dinner or something else that you want to purchase on that fabulous vacation you bought. But is it wise to pass…
If You’re on Medicare – You Need Travel Insurance
If you’re over 65 and traveling, there’s a good reason to buy travel insurance, possibly even if you are traveling within the US. Not all Medicare Advantage policies will cover you if you travel out of state. NO Medicare policy will cover you if you travel abroad. Having a Medigap policy may provide some coverage.…
The Best Time to Buy Travel Insurance
When is the best time to purchase your travel insurance? Is it ever too late to purchase a policy? You need to purchase your policy before you need it. You can’t wait to buy your insurance until something happens that precludes you from traveling. You can’t make a deposit on your trip, then break your…
Buying Travel Insurance If You’re Worried About Getting a Visa
If you are traveling either to or through a country that you are concerned will experience terrorist events or travel restrictions, it’s not difficult to protect yourself and your travel investment, but there are specific features you need to look for in your travel insurance.