Travel Insurance Topics

Is that iPad Covered? Electronics and Travel Insurance

With the Internet boom, it’s harder to break the office umbilical. Professionals travel with laptops, iPads, and smart phones to stay in contact with their office and their clients, and, let’s face it, to look for the best local restaurants,…

Estimating trip cost

Calculating Trip Cost for Travel Insurance

Most travel insurance carriers calculate insurance fees based on trip cost. You would think that it would be a simple formula to calculate. How do you determine trip cost? What do you insure to give yourself maximum protection at minimum…

Are you Covered for Tropical Storm Isaac?

Tropical Storm Isaac is bearing down on Haiti and the Dominican Republic and may elevate to hurricane status. They are expecting it to spread across much of Florida in the next few days. Are you covered under travel insurance if Isaac becomes a hurricane? Are you covered after a storm has been named?

How to Avoid Travel Insurance Scams

Every industry has fraud, and the insurance industry has more than its share. Be sure to use simple precautions when buying travel insurance.

Sweepstakes to “Conquer the World”

We are offering a cash prize of $5,000 to take the trip of your dreams to one lucky winner who enters our Conquer the World sweepstakes between now and June 25.

Are You Covered in Case of Volcanic Eruption?

It was just two years ago that the Eyjafjallajökull-Fimmvörduháls volcano in Iceland erupted, disrupting air travel throughout the northern hemisphere. Now Mexico’s Popocatepetl volcano has been spewing molten rock up to a mile from its crater. How good is your travel insurance coverage in the event of a natural disaster, such as a volcanic eruption?

Have You Insured That Vacation Rental?

Consider what happens if you don’t have an insurance policy for your vacation rental policy. What if you have to cancel your vacation due to illness? What if you have to cut your vacation short due to a family emergency? Would you get your money back? Here are some tips to help you choose trip insurance for your vacation rental.

Why Travel Medical Insurance Is Good for Your Health Abroad

A lot of people travel without carrying travel medical insurance. They assume that their health care coverage will follow them wherever they go. Nothing could be farther from the truth, especially when you are traveling abroad. Most conventional health insurance…

Why Young Families Should Buy Travel Insurance!

Often younger individuals and families assume that travel insurance is not for them. Older persons better understand the need to purchase travel insurance. As we age we are more likely to suffer illness or injury, it’s statistically a fact of life!  But there are still many risks that younger families need to cover with travel insurance.

Pick the right vacation items to insure with travel insurance

What Travel Arrangements Should I Insure?

While there are many costs associated with travel, not all travel arrangements need to be insured.   Travel Arrangements can be made for the following: Air Arrangements – prepaid airfare Land Arrangements – prepaid costs for tours, hotels, etc or for…

When To Purchase Travel Insurance

When is the best time to buy travel insurance? For a variety of reasons, it is prudent to purchase travel insurance when you first book your trip (i.e. make your first payment for travel arrangements). Why? Most travel insurance policies contain one or more time sensitive provisions that broaden coverage.

Why Buy Cancel For Any Reason?

Although are many covered reasons for the Trip Cancellation Benefit, not every possible reason is covered. Travel insurance policies do not cover fear of traveling or a change of mind or other similar discretionary reasons.  Cancel For Any Reason gives the traveler 100% freedom to cancel a trip for a non-covered reason, generally 2 days or more before the scheduled departure date, and be reimbursed for a percentage of the cancellation penalty amount (such as 75% or 80%).

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