Archive | July, 2011

Additional Reasons Covered By Better and Best Policies

Generally, the more coverage the better the plan. All plans that include a trip cancellation benefit provide coverage for sickness, injury or death, but may or may not cover a Pre-Existing medical condition.  “Better” and “Best” policies may cover many of the following additional reasons:

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Travel Insurance Benefits

Travel insurance is designed to cover both you and the cost of your travel arrangements against a variety of unforeseeable reasons that may affect you or your travel plans.  Following is a more detailed description of each of the travel insurance benefits and its importance.

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Pre-Existing Medical Conditions

Most travel insurance policies exclude losses resulting from “Pre-Existing Conditions”. While the policy language may vary from company to company, generally, policies exclude any condition treated or recommended to be treated in a 60 to 180 day period prior to the purchase of the policy.

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Travel Insurance Basics

Travel insurance benefits are conditioned upon key concepts, terms and provisions which define not only what is covered, but items that may not be covered or are limited by definition.  Understanding what these provisions are and how they work is key to understanding what you are buying.

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