Side-by-Side Comparison of Various Plans

American Modern Home Ins. Co.Compass Series - Navigator Lite Plan

Pros: Good combination of limits and coverage features; includes a Pre-Existing Conditions Waiver provision; Primary Medical Benefits.

Cons: Fewer covered reasons for Trip Cancellation and Interruption than some plans; only medical expenses incurred during the trip are covered.

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Arch Insurance Co.Getaway Series - Budget Plan

Pros: Competitive premiums; good combination of limits and coverage features.

Cons: Fewer covered reasons for Trip Cancellation and Interruption than some plans; no Pre-Existing Conditions Waiver; only medical expenses incurred during the trip are covered.

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Nationwide Mutual Insurance Co.Latitudes - Value Plan

Pros: Competitive premiums; many covered reasons for Trip Cancellation and Interruption; Primary Medical Benefits.

Cons: Lower Medical Expense and Emergency Evacuation Benefit limits than some plans; Pre-Existing Conditions are not covered; only medical expenses incurred during trip are covered.

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United States Fire Insurance Co.EZ Travel - Silver Plan

Pros: Good combination of limits, coverage features and price; includes a Pre-Existing Conditions Waiver provision; the most covered reasons for Trip Cancellation or Interruption.

Cons: Higher cost than some plans.

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What Makes a Plan Good?

Good plans will have lower limits and more restrictive coverage than better or best plans. For example, some good plans may not cover pre-existing medical conditions or may not cover as many circumstances for trip interruption or cancellation. For persons looking for basic protection at an economical price, a good plan can be the right choice.

Not AvailableSorry, this class of plan is not available.

Factors in your trip and traveler information have triggered limitations in all the plans for this coverage class. The various plans were eliminated for the following reasons:

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American Modern Home Ins. Co.Compass Series - Navigator Plan

Pros: Good combination of limits and coverage features; includes a Pre-Existing Conditions Waiver provision; many covered reasons for Trip Cancellation or Interruption, including: work reasons, revocation of military leave, terrorism, travel supplier bankruptcy/default, passport theft; Non-Medical Emergency Evacuation; Primary Medical Benefits.

Cons: Fewer covered reasons for Trip Cancellation or Interruption than some plans; only medical expenses incurred during the trip are covered.

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Arch Insurance Co.Getaway Series - Balanced Plan

Pros: Good combination of limits, coverage features and price; includes a Pre-Existing Conditions Waiver provision; covers Trip Cancellation or Interruption due to: revocation of military leave, terrorism, normal pregnancy or attending a family member's childbirth, and school extensions that overlap into travel dates; benefit for Non-Medical Emergency Evacuation.

Cons: Fewer covered reasons for Trip Cancellation or Interruption than some plans; only medical expenses incurred during the trip are covered.

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Nationwide Mutual Insurance Co.Latitudes - Superior Plan

Pros: Competitive premiums and limits; Primary Medical Benefits; includes a Pre-Existing Conditions Waiver provision; covers Trip Cancellation or Interruption due to: terrorism, travel supplier bankruptcy/default; $200 benefit for airline reissue fees if travel supplier cancels the trip.

Cons: Fewer covered reasons for Trip Cancellation or Interruption; terrorism coverage is more restrictive than some plans; only medical expenses incurred during the trip are covered.

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United States Fire Insurance Co.EZ Travel - Gold Plan

Pros: Good combination of limits and coverage features; includes a Pre-Existing Conditions Waiver provision; the most covered reasons for Trip Cancellation or Interruption, including: work reasons, revocation of military leave, terrorism, travel supplier bankruptcy/default, mandatory evacuation due to weather, hurricane warning, passport theft; benefits for Non-Medical Emergency Evacuation and $150 for airline reissue fees if travel supplier cancels the trip.

Cons: Higher cost than some plans.

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What Makes a Plan Better?

Better plans provide higher benefit limits and substantially more coverage than good plans. Better plans provide a good combination of coverage and price, and fit the needs of most travelers.

Not AvailableSorry, this class of plan is not available.

Factors in your trip and traveler information have triggered limitations in all the plans for this coverage class. The various plans were eliminated for the following reasons:

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American Modern Home Ins. Co.Compass Series - Navigator Plus Plan

Pros: Good combination of limits and coverage; includes a Pre-Existing Conditions Waiver provision; many covered reasons for Trip Cancellation or Interruption, including: work reasons, revocation of military leave, terrorism, travel supplier bankruptcy or default, mandatory evacuation due to weather, passport theft; Non-Medical Emergency Evacuation; Primary Medical Benefits; Trip Cancellation For Any Reason.

Cons: Fewer covered reasons for Trip Cancellation or Interruption than some plans; only medical expenses incurred during the trip are covered.

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Arch Insurance Co.Getaway Series - Best Plan

Pros: Good combination of limits, coverage features and price; includes a Pre-Existing Conditions Waiver provision; covers Trip Cancellation or Interruption due to: revocation of military leave, terrorism, normal pregnancy or attending a family member's childbirth, and school extensions that overlap into travel dates; benefit for Non-Medical Emergency Evacuation, and Cancel For Any Reason.

Cons: Fewer covered reasons for Trip Cancellation and Interruption than some plans; only medical expenses incurred during the trip are covered.

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Nationwide Mutual Insurance Co.Latitudes - Premier Plan

Pros: Competitive premiums & limits; Primary Medical Benefits; includes a Pre-Existing Conditions Waiver provision; covers Trip Cancellation or Interruption due to: travel supplier bankruptcy/default; terrorism; $250 benefit for airline reissue fees if travel supplier cancels the trip; benefits for Pet Medical Expense, Rental Car Damage & Cancel For Any Reason.

Cons: Fewer covered reasons for Trip Cancellation or Interruption; terrorism coverage is more restrictive than some plans; only medical expenses incurred during the trip are covered.

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United States Fire Insurance Co.EZ Travel - Platinum Plan

Pros: Good combination of limits and coverage; includes a Pre-Existing Conditions Waiver provision; the most covered reasons for Trip Cancellation or Interruption, including: work reasons, revocation of military leave, terrorism, travel supplier bankruptcy or default, mandatory evacuation due to weather, hurricane warning, passport theft; benefits for Non-Medical Emergency Evacuation; $150 for airline reissue fees if travel supplier cancels the trip; Rental Car Damage; Cancel For Any Reason.

Cons: Higher cost than some plans.

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What Makes a Plan Best?

Best plans provide the highest benefit limits and the most extensive coverage of all plans. All of the best plans include a Cancel For Any Reason or similar benefit and may also include additional coverage such as rental car damage or pet medical. For persons wanting the most extensive coverage and willing to pay a few dollars more, a best plan will be the right choice.

Not AvailableSorry, this class of plan is not available.

Factors in your trip and traveler information have triggered limitations in all the plans for this coverage class. The various plans were eliminated for the following reasons:

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